Pet Insurance - we definitely recommend it

Pet Insurance - we definitely recommend it DogsizedPet Insurance - do you get it or not? We contemplated this for quite a while. We came across quite a few dogs that needed to have surgery (variety of reasons) and it made me think we should really pull the trigger. At a minimum, we figured we could get a policy that covered emergencies.

Looking for pet insurance does take some time. In the end, we went with Trupanion. It was recommended by our vet and it seemed to be the best value for us at the time. We've had it for a few years now and prices have definitely increased year over year (it increased more than we anticipated). Regardless, we're happy to have had pet insurance coverage and it has been very helpful at times.

It's important for you to look at the various plans and see what works for you and your dog.

We looked at these pet insurance companies. Over the years, it appears that some of these companies have merged. We would recommend looking at these as well as to do a Google search in case there are some newer pet insurance programs in your area (e.g. Healthy Paws):

AKC
ASPCA
Healthy Paws
Pet Plan
Pethealth /Pet Care/ 24PetWatch
Pets Best
VPI
Trupanion 

You will notice that many of the pet insurance companies have plan comparisons and generally their own plan "wins" the comparison. It's actually possible for this to happen because there are so many plan variables. What is best for my dog might not be best for your dog. For example, if you have a Bulldog, they generally have more health issues and a shorter lifespan than a Coton de Tular. So a Bulldog owner might want more coverage, but care less about cost increases based on age.

Here are the various factors we reviewed:

Annual Deductible
Deductible per incident
Per Incident Limit
Annual Limit
Lifetime Limit
Premium increase due to age
Increase due to filing claims
Coverage
Reimbursement
Accident
Illness
Hereditary conditions
Hospitalization
Surgeries
Cancer treatment
Diagnostic testing
Prescription Medications
Pre-existing conditions
Veterinarian exam fee
Wellness/routine care
Reviews/Customer Comments

We have a Havanese, which is a relatively healthy dog with a long life span. So it was important not to have "premium increase due to age". [Our experience is that pet insurance still increases year over year and they state it's due to inflation].

We live in NYC where prices are higher, so we also wanted "reimbursement" to be based on what the vet charges than based on an average national cost. There were a number of other factors (e.g. premium flexibility) that led us to select Trupanion. Please note that while we selected Trupanion - this might not be the right insurance for your dog / your life situation, however, overall we believe pet insurance is definitely a good thing to have.

Pet Insurance - we definitely recommend it Dogsized

Pet Insurance - we definitely recommend it Dogsized

Leave a Reply

Your email address will not be published. Required fields are marked *

Hi, I am Tiger!

Get insights, tips, and tools on the best dog supplies, dog accessories, treats, or training curated by our Chief Dogsized Influencer, Tiger. Stay in the know and instantly get connected to some of the best products and services for any sized dog from puppy, small breed, medium sized dog, to large breed dog.

Submit Your Products

To submit products for consideration, please use the Contact Us mailing address. Note, reviews are at our discretion and products can not be returned.

Dogsized Contributors

Want to increase your profile and influence in the dog community? Email us to share how you can contribute as a writer or learn more about our Ambassador Program.
LATEST POSTS
September 10, 2021
Smallest Dog Breeds In The World

Small dogs are adorable, cuddly, and they suit any home or apartment. They make the best companions for kids too! So, if you find yourself trying to decide which dog to adopt, we’ve got a few ideas on which ones should be at the top of your list.

Read More
September 9, 2021
Top 10 Medium Sized Dogs That Don't Shed

Are you prone to allergies, especially when you are around certain dogs? If this is true, then your best bet is to adopt a hypoallergenic dog.

Read More
September 8, 2021
The Ultimate Dog Size Guide

Hunting for a new furry friend? Or are you curious about which dog size you should select? Whatever your reason is, you can find various dog sizes among various kinds of dog breeds. Due to evolution and human meddling, it’s difficult to remember that the tiny pomeranian and the great Newfoundland share the same ancestor.  […]

Read More
August 27, 2021
What are the Different Sizes of Dogs?

Whether you're looking for the right dog size that is most suitable for you or you're buying clothes for your beloved Fido, you definitely need to have better understanding of the Different Sizes of Dogs

Read More
August 26, 2021
The Truth About Dogs That Stay Small

Dogs that stay small are adorable, easy to carry and don’t eat much. This means they are easier to take care of, even on a budget! The thing about them is that they don’t always have a good reputation, primarily due to certain misinformed stereotypes. Chances are, you may also be having some of these misgivings.

Read More

Never Miss DOGSIZED

Join thousands of subscribers !
[tptn_list]
7 Skyline Drive, 350
Hawthorne, NY 10532
dogsized [@] gmail [.com]
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram